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Showing posts from June, 2014

Rather smug :)

Well well, this past week I cannot be more smug, my very recent girlfriend has graduated, she is now exhibiting her work in London AND an image of her work has been chosen at the Gallery from the many many bursary winners and extremely worthy competitors! I may not "get" their work nor understand what was the inspiration used...all I can say is, I know how much time and effort each of these guys used...so even if nobody knows what you're trying to portray, at least your efforts will be duly noted! Good Job my girl!!!

Difficulties!

I'm not sure if it is just me or does anyone else find it more and more difficult to obtain a mortgage these days? I do not understand why does my rental income not count as income on top of my wage?! I make an average amount each month via work and the rent i receive is bonus and i look forward to it every month (some of it i give back to my folks because they did help me buy the flat). I'm not much of a spender...the flat is fully paid off and generates decent income...yet it doesn't count?!?!? >:( Michelle doesn't understand much about the financials but bless her! She does seem to grasp the ideas and concepts that I'm trying. Quite the support I need...damn I bagged myself a good one! ...i hope my next opportunity will be around the corner soon! I really want another rental to boost my income even if the banks doesn't think it is!

Nearly half way through 2014

Hey, so...yeah...as the title says, it's almost half way through 2014. I've been looking at houses and flats around Edinburgh and MAN ARE THEY EXPENSIVE!!! It's not that I am looking at posh, upper class areas as such (those would cost more) but working/middle class areas...so I picked up a few details of these places and went to the bank to see about a mortgage... Long story short, they can't give me anything because i don't work a defined number of hours...our line of work doesn't have a set amount of hours because sometimes it's busy and sometimes it's not...everything is being computerized and the machine has taken over...if it was just up to the bank manager, i would of got it no problem because the manager knows my whole family...dang it! Ah well, there will be something around the corner and if I can't get a mortgage with my financial condition...then i think neither can many others...